Call reports 2012
AMERICAN EAGLE BANK OF CHICAGO — 2012
What AMERICAN EAGLE BANK OF CHICAGO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 68,477,000 | 74,568,000 | 72,384,000 | 69,653,000 |
| Total loans | 51,060,000 | 55,063,000 | 51,946,000 | 50,159,000 |
| Allowance for loan losses | 725,000 | 625,000 | 609,000 | 570,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,123,000 | 66,145,000 | 63,932,000 | 61,115,000 |
| Interest-bearing deposits | 58,501,000 | 63,308,000 | 61,217,000 | 58,892,000 |
| Noninterest-bearing deposits | 1,622,000 | 2,837,000 | 2,715,000 | 2,223,000 |
| Equity capital | 7,659,000 | 7,658,000 | 7,683,000 | 7,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,543,000 | 2,363,000 | 3,197,000 |
| Interest expense | 330,000 | 658,000 | 984,000 | 1,276,000 |
| Net interest income | 424,000 | 885,000 | 1,379,000 | 1,921,000 |
| Noninterest income | 2,000 | 33,000 | 61,000 | 188,000 |
| Noninterest expense | 452,000 | 885,000 | 1,294,000 | 1,794,000 |
| Provision for loan losses | 0 | 60,000 | 130,000 | 130,000 |
| Pretax income | -26,000 | -27,000 | 16,000 | 185,000 |
| Income tax | -8,000 | -8,000 | 10,000 | 77,000 |
| Net income | -18,000 | -19,000 | 6,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,888,000 | 6,887,000 | 6,930,000 | 7,099,000 |
| Total capital | 7,587,000 | 7,512,000 | 7,539,000 | 7,669,000 |
| Risk-weighted assets | 55,896,000 | 62,236,000 | 59,333,000 | 57,789,000 |