Call reports 2023
ZENITH BANK & TRUST — 2023
What ZENITH BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q4 |
|---|---|
| Total assets | 43,288,000 |
| Total loans | 5,609,000 |
| Allowance for loan losses | 14,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 19,658,000 |
| Interest-bearing deposits | 15,595,000 |
| Noninterest-bearing deposits | 4,063,000 |
| Equity capital | 21,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q4 |
|---|---|
| Interest income | 363,000 |
| Interest expense | 23,000 |
| Net interest income | 340,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 547,000 |
| Provision for loan losses | 14,000 |
| Pretax income | -220,000 |
| Income tax | 0 |
| Net income | -220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q4 |
|---|---|
| Tier 1 capital | 21,880,000 |
| Total capital | 21,894,000 |
| Risk-weighted assets | 3,029,000 |