Call reports 2015
EAST DUBUQUE SAVINGS BANK — 2015
What EAST DUBUQUE SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 161,749,000 | 167,483,000 | 163,311,000 |
| Total loans | 136,238,000 | 138,972,000 | 140,288,000 |
| Allowance for loan losses | 1,366,000 | 1,394,000 | 1,399,000 |
| Securities available for sale | 12,733,000 | 12,102,000 | 11,017,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 129,184,000 | 132,643,000 | 131,213,000 |
| Interest-bearing deposits | 108,516,000 | 110,346,000 | 109,471,000 |
| Noninterest-bearing deposits | 20,668,000 | 22,297,000 | 21,742,000 |
| Equity capital | 16,332,000 | 16,467,000 | 16,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,624,000 | 3,276,000 | 4,943,000 |
| Interest expense | 199,000 | 403,000 | 610,000 |
| Net interest income | 1,425,000 | 2,873,000 | 4,333,000 |
| Noninterest income | 279,000 | 532,000 | 732,000 |
| Noninterest expense | 1,206,000 | 2,381,000 | 3,531,000 |
| Provision for loan losses | 45,000 | 110,000 | 155,000 |
| Pretax income | 453,000 | 914,000 | 1,386,000 |
| Income tax | 16,000 | 32,000 | 50,000 |
| Net income | 437,000 | 882,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 16,453,000 | 16,701,000 | 16,877,000 |
| Total capital | 17,819,000 | 18,095,000 | 18,276,000 |
| Risk-weighted assets | 141,165,000 | 145,089,000 | 146,128,000 |