Call reports 2024
POTTER STATE BANK OF POTTER, THE — 2024
What POTTER STATE BANK OF POTTER, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 47,900,000 | 49,333,000 | 47,467,000 | 47,319,000 |
| Total loans | 20,246,000 | 20,739,000 | 20,047,000 | 20,083,000 |
| Allowance for loan losses | 281,000 | 281,000 | 405,000 | 307,000 |
| Securities available for sale | 18,077,000 | 18,018,000 | 18,036,000 | 17,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,302,000 | 41,696,000 | 39,226,000 | 39,410,000 |
| Interest-bearing deposits | 32,006,000 | 32,910,000 | 31,265,000 | 31,144,000 |
| Noninterest-bearing deposits | 8,296,000 | 8,786,000 | 7,961,000 | 8,266,000 |
| Equity capital | 6,188,000 | 6,292,000 | 6,887,000 | 6,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,162,000 | 1,761,000 | 2,345,000 |
| Interest expense | 168,000 | 354,000 | 535,000 | 711,000 |
| Net interest income | 399,000 | 808,000 | 1,226,000 | 1,634,000 |
| Noninterest income | 36,000 | 69,000 | 107,000 | 145,000 |
| Noninterest expense | 276,000 | 560,000 | 826,000 | 1,146,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 317,000 | 507,000 | 633,000 |
| Income tax | 26,000 | 52,000 | 85,000 | 104,000 |
| Net income | 133,000 | 265,000 | 422,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,701,000 | 7,832,000 | 7,990,000 | 8,096,000 |