Call reports 2023
POTTER STATE BANK OF POTTER, THE — 2023
What POTTER STATE BANK OF POTTER, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 49,812,000 | 49,260,000 | 49,220,000 | 50,795,000 |
| Total loans | 18,407,000 | 19,845,000 | 21,627,000 | 22,953,000 |
| Allowance for loan losses | 340,000 | 342,000 | 349,000 | 281,000 |
| Securities available for sale | 19,267,000 | 18,681,000 | 17,910,000 | 18,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,346,000 | 40,922,000 | 38,254,000 | 40,153,000 |
| Interest-bearing deposits | 31,952,000 | 31,672,000 | 30,681,000 | 30,465,000 |
| Noninterest-bearing deposits | 10,394,000 | 9,250,000 | 7,573,000 | 9,688,000 |
| Equity capital | 5,842,000 | 5,764,000 | 5,420,000 | 6,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 961,000 | 1,507,000 | 2,074,000 |
| Interest expense | 67,000 | 184,000 | 369,000 | 548,000 |
| Net interest income | 409,000 | 777,000 | 1,138,000 | 1,526,000 |
| Noninterest income | 39,000 | 78,000 | 114,000 | 151,000 |
| Noninterest expense | 260,000 | 500,000 | 754,000 | 1,029,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 138,000 | 255,000 | 399,000 | 546,000 |
| Income tax | 24,000 | 41,000 | 66,000 | 88,000 |
| Net income | 114,000 | 214,000 | 333,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,288,000 | 7,388,000 | 7,508,000 | 7,617,000 |