Call reports 2022
POTTER STATE BANK OF POTTER, THE — 2022
What POTTER STATE BANK OF POTTER, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 48,647,000 | 48,716,000 | 48,130,000 | 48,369,000 |
| Total loans | 17,761,000 | 18,109,000 | 18,984,000 | 20,175,000 |
| Allowance for loan losses | 294,000 | 295,000 | 300,000 | 286,000 |
| Securities available for sale | 16,046,000 | 16,770,000 | 17,574,000 | 18,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,944,000 | 41,105,000 | 41,119,000 | 40,507,000 |
| Interest-bearing deposits | 31,976,000 | 32,432,000 | 32,070,000 | 30,890,000 |
| Noninterest-bearing deposits | 8,968,000 | 8,673,000 | 9,049,000 | 9,617,000 |
| Equity capital | 5,940,000 | 5,555,000 | 5,008,000 | 5,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 738,000 | 1,191,000 | 1,685,000 |
| Interest expense | 44,000 | 85,000 | 161,000 | 238,000 |
| Net interest income | 312,000 | 653,000 | 1,030,000 | 1,447,000 |
| Noninterest income | 37,000 | 73,000 | 112,000 | 157,000 |
| Noninterest expense | 295,000 | 580,000 | 828,000 | 1,139,000 |
| Provision for loan losses | 0 | 0 | 0 | -20,000 |
| Pretax income | 65,000 | 158,000 | 326,000 | 497,000 |
| Income tax | 8,000 | 22,000 | 53,000 | 85,000 |
| Net income | 57,000 | 136,000 | 273,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,840,000 | 6,919,000 | 7,056,000 | 7,175,000 |