Call reports 2021
POTTER STATE BANK OF POTTER, THE — 2021
What POTTER STATE BANK OF POTTER, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 44,726,000 | 44,063,000 | 45,554,000 | 45,691,000 |
| Total loans | 18,353,000 | 19,700,000 | 18,917,000 | 17,884,000 |
| Allowance for loan losses | 278,000 | 280,000 | 283,000 | 291,000 |
| Securities available for sale | 12,704,000 | 14,124,000 | 13,549,000 | 13,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,051,000 | 37,331,000 | 38,712,000 | 38,364,000 |
| Interest-bearing deposits | 30,108,000 | 30,349,000 | 31,308,000 | 30,132,000 |
| Noninterest-bearing deposits | 7,943,000 | 6,982,000 | 7,404,000 | 8,232,000 |
| Equity capital | 6,474,000 | 6,576,000 | 6,655,000 | 6,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 365,000 | 739,000 | 1,143,000 | 1,710,000 |
| Interest expense | 46,000 | 89,000 | 134,000 | 174,000 |
| Net interest income | 319,000 | 650,000 | 1,009,000 | 1,536,000 |
| Noninterest income | 34,000 | 67,000 | 102,000 | 140,000 |
| Noninterest expense | 290,000 | 563,000 | 839,000 | 1,200,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 154,000 | 272,000 | 476,000 |
| Income tax | 8,000 | 21,000 | 41,000 | 80,000 |
| Net income | 55,000 | 133,000 | 231,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,462,000 | 6,540,000 | 6,638,000 | 6,783,000 |