Call reports 2020
POTTER STATE BANK OF POTTER, THE — 2020
What POTTER STATE BANK OF POTTER, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,311,000 | 40,694,000 | 41,922,000 | 43,554,000 |
| Total loans | 17,257,000 | 19,049,000 | 19,692,000 | 18,072,000 |
| Allowance for loan losses | 252,000 | 268,000 | 269,000 | 277,000 |
| Securities available for sale | 9,386,000 | 9,160,000 | 9,077,000 | 9,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,019,000 | 34,065,000 | 34,810,000 | 35,784,000 |
| Interest-bearing deposits | 27,336,000 | 26,720,000 | 27,536,000 | 28,824,000 |
| Noninterest-bearing deposits | 5,683,000 | 7,345,000 | 7,274,000 | 6,960,000 |
| Equity capital | 6,085,000 | 6,342,000 | 6,406,000 | 6,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 821,000 | 1,217,000 | 1,653,000 |
| Interest expense | 62,000 | 113,000 | 161,000 | 206,000 |
| Net interest income | 365,000 | 708,000 | 1,056,000 | 1,447,000 |
| Noninterest income | 33,000 | 60,000 | 92,000 | 130,000 |
| Noninterest expense | 307,000 | 572,000 | 874,000 | 1,137,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 196,000 | 274,000 | 440,000 |
| Income tax | 14,000 | 30,000 | 41,000 | 67,000 |
| Net income | 77,000 | 166,000 | 233,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,111,000 | 6,200,000 | 6,267,000 | 6,407,000 |