Call reports 2018
POTTER STATE BANK OF POTTER, THE — 2018
What POTTER STATE BANK OF POTTER, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 39,181,000 | 38,551,000 | 38,692,000 | 39,404,000 |
| Total loans | 16,542,000 | 18,761,000 | 18,997,000 | 18,445,000 |
| Allowance for loan losses | 228,000 | 230,000 | 231,000 | 239,000 |
| Securities available for sale | 10,698,000 | 10,446,000 | 10,146,000 | 9,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,770,000 | 32,832,000 | 32,475,000 | 33,270,000 |
| Interest-bearing deposits | 27,434,000 | 27,179,000 | 26,943,000 | 27,154,000 |
| Noninterest-bearing deposits | 6,336,000 | 5,653,000 | 5,532,000 | 6,116,000 |
| Equity capital | 5,216,000 | 5,322,000 | 5,382,000 | 5,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 768,000 | 1,176,000 | 1,591,000 |
| Interest expense | 33,000 | 78,000 | 126,000 | 166,000 |
| Net interest income | 341,000 | 690,000 | 1,050,000 | 1,425,000 |
| Noninterest income | 37,000 | 83,000 | 114,000 | 158,000 |
| Noninterest expense | 268,000 | 537,000 | 815,000 | 1,127,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 236,000 | 349,000 | 456,000 |
| Income tax | 17,000 | 37,000 | 55,000 | 72,000 |
| Net income | 93,000 | 199,000 | 294,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,351,000 | 5,458,000 | 5,553,000 | 5,643,000 |
| Total capital | 5,579,000 | 5,688,000 | 5,784,000 | 5,882,000 |
| Risk-weighted assets | 25,387,000 | 26,156,000 | 26,769,000 | 26,226,000 |