Call reports 2017
POTTER STATE BANK OF POTTER, THE — 2017
What POTTER STATE BANK OF POTTER, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 38,442,000 | 38,954,000 | 40,703,000 | 39,187,000 |
| Total loans | 16,226,000 | 18,252,000 | 19,975,000 | 18,215,000 |
| Allowance for loan losses | 217,000 | 218,000 | 221,000 | 227,000 |
| Securities available for sale | 10,146,000 | 9,931,000 | 9,774,000 | 9,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,214,000 | 33,343,000 | 32,748,000 | 33,198,000 |
| Interest-bearing deposits | 28,036,000 | 28,071,000 | 27,685,000 | 26,773,000 |
| Noninterest-bearing deposits | 5,178,000 | 5,272,000 | 5,063,000 | 6,425,000 |
| Equity capital | 4,922,000 | 5,052,000 | 5,138,000 | 5,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 746,000 | 1,145,000 | 1,538,000 |
| Interest expense | 29,000 | 59,000 | 98,000 | 131,000 |
| Net interest income | 342,000 | 687,000 | 1,047,000 | 1,407,000 |
| Noninterest income | 36,000 | 67,000 | 96,000 | 131,000 |
| Noninterest expense | 272,000 | 554,000 | 821,000 | 1,173,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 199,000 | 331,000 | 374,000 |
| Income tax | 23,000 | 42,000 | 76,000 | -15,000 |
| Net income | 82,000 | 157,000 | 255,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,952,000 | 5,027,000 | 5,125,000 | 5,259,000 |
| Total capital | 5,169,000 | 5,245,000 | 5,346,000 | 5,486,000 |
| Risk-weighted assets | 24,526,000 | 25,771,000 | 27,762,000 | 25,927,000 |