Call reports 2024
COTTONWOOD VALLEY BANK — 2024
What COTTONWOOD VALLEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 39,319,000 | 37,363,000 | 39,715,000 | 37,489,000 |
| Total loans | 3,922,000 | 4,041,000 | 3,961,000 | 4,178,000 |
| Allowance for loan losses | 244,000 | 257,000 | 260,000 | 263,000 |
| Securities available for sale | 24,959,000 | 24,269,000 | 23,844,000 | 23,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,357,000 | 33,637,000 | 35,061,000 | 33,437,000 |
| Interest-bearing deposits | 23,563,000 | 22,962,000 | 23,775,000 | 22,395,000 |
| Noninterest-bearing deposits | 11,794,000 | 10,675,000 | 11,286,000 | 11,042,000 |
| Equity capital | 3,105,000 | 2,904,000 | 3,754,000 | 3,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 540,000 | 818,000 | 1,127,000 |
| Interest expense | 69,000 | 139,000 | 216,000 | 284,000 |
| Net interest income | 205,000 | 401,000 | 602,000 | 843,000 |
| Noninterest income | 34,000 | 70,000 | 105,000 | 142,000 |
| Noninterest expense | 204,000 | 361,000 | 601,000 | 933,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 101,000 | 97,000 | 61,000 |
| Income tax | 2,000 | 1,000 | -1,000 | 0 |
| Net income | 33,000 | 100,000 | 98,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,260,000 | 5,327,000 | 5,324,000 | 5,287,000 |
| Total capital | — | — | — | 5,547,000 |
| Risk-weighted assets | — | — | — | 20,831,000 |