Call reports 2023
COTTONWOOD VALLEY BANK — 2023
What COTTONWOOD VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 39,913,000 | 39,024,000 | 38,892,000 | 42,419,000 |
| Total loans | 4,511,000 | 4,874,000 | 4,622,000 | 4,368,000 |
| Allowance for loan losses | 235,000 | 240,000 | 236,000 | 241,000 |
| Securities available for sale | 26,208,000 | 25,457,000 | 23,774,000 | 25,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,109,000 | 35,423,000 | 36,322,000 | 38,290,000 |
| Interest-bearing deposits | 24,521,000 | 24,389,000 | 24,353,000 | 23,817,000 |
| Noninterest-bearing deposits | 11,588,000 | 11,034,000 | 11,969,000 | 14,473,000 |
| Equity capital | 3,015,000 | 2,826,000 | 1,799,000 | 3,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 496,000 | 759,000 | 1,035,000 |
| Interest expense | 45,000 | 99,000 | 155,000 | 219,000 |
| Net interest income | 193,000 | 397,000 | 604,000 | 816,000 |
| Noninterest income | 29,000 | 62,000 | 97,000 | 233,000 |
| Noninterest expense | 210,000 | 356,000 | 558,000 | 992,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 103,000 | 143,000 | 57,000 |
| Income tax | -3,000 | -4,000 | -2,000 | 1,000 |
| Net income | 15,000 | 107,000 | 145,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,183,000 | 5,274,000 | 5,313,000 | 5,226,000 |