Call reports 2022
COTTONWOOD VALLEY BANK — 2022
What COTTONWOOD VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 42,710,000 | 40,693,000 | 39,295,000 | 38,813,000 |
| Total loans | 5,944,000 | 5,843,000 | 5,475,000 | 5,668,000 |
| Allowance for loan losses | 271,000 | 166,000 | 222,000 | 226,000 |
| Securities available for sale | 24,395,000 | 25,191,000 | 25,245,000 | 25,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,257,000 | 37,194,000 | 36,801,000 | 35,553,000 |
| Interest-bearing deposits | 25,761,000 | 25,185,000 | 25,481,000 | 24,262,000 |
| Noninterest-bearing deposits | 12,496,000 | 12,009,000 | 11,320,000 | 11,291,000 |
| Equity capital | 3,672,000 | 2,767,000 | 1,791,000 | 2,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 199,000 | 430,000 | 651,000 | 908,000 |
| Interest expense | 15,000 | 36,000 | 59,000 | 97,000 |
| Net interest income | 184,000 | 394,000 | 592,000 | 811,000 |
| Noninterest income | 34,000 | 73,000 | 97,000 | 126,000 |
| Noninterest expense | 171,000 | 374,000 | 544,000 | 896,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 95,000 | 154,000 | 50,000 |
| Income tax | 1,000 | 12,000 | 14,000 | 15,000 |
| Net income | 46,000 | 83,000 | 140,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,178,000 | 5,215,000 | 5,272,000 | 5,168,000 |