Call reports 2021
COTTONWOOD VALLEY BANK — 2021
What COTTONWOOD VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 40,561,000 | 40,935,000 | 41,168,000 | 40,422,000 |
| Total loans | 12,474,000 | 11,429,000 | 10,661,000 | 6,744,000 |
| Allowance for loan losses | 400,000 | 401,000 | 192,000 | 269,000 |
| Securities available for sale | 12,827,000 | 15,537,000 | 15,018,000 | 22,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,698,000 | 34,923,000 | 34,858,000 | 34,439,000 |
| Interest-bearing deposits | 22,590,000 | 23,368,000 | 23,965,000 | 23,717,000 |
| Noninterest-bearing deposits | 12,108,000 | 11,555,000 | 10,893,000 | 10,722,000 |
| Equity capital | 5,059,000 | 5,166,000 | 5,455,000 | 5,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 429,000 | 628,000 | 818,000 |
| Interest expense | 23,000 | 45,000 | 66,000 | 80,000 |
| Net interest income | 181,000 | 384,000 | 562,000 | 738,000 |
| Noninterest income | 71,000 | 124,000 | 160,000 | 197,000 |
| Noninterest expense | 169,000 | 348,000 | 518,000 | 933,000 |
| Provision for loan losses | 0 | 0 | -210,000 | -135,000 |
| Pretax income | 101,000 | 178,000 | 627,000 | 357,000 |
| Income tax | 2,000 | 5,000 | 7,000 | -15,000 |
| Net income | 99,000 | 173,000 | 620,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,859,000 | 4,932,000 | 5,381,000 | 5,149,000 |