Call reports 2019
COTTONWOOD VALLEY BANK — 2019
What COTTONWOOD VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 33,445,000 | 33,549,000 | 33,645,000 | 34,187,000 |
| Total loans | 8,764,000 | 8,724,000 | 9,372,000 | 9,914,000 |
| Allowance for loan losses | 380,000 | 383,000 | 387,000 | 389,000 |
| Securities available for sale | 9,851,000 | 9,452,000 | 9,443,000 | 10,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,778,000 | 28,174,000 | 28,111,000 | 28,644,000 |
| Interest-bearing deposits | 20,233,000 | 20,200,000 | 20,572,000 | 20,279,000 |
| Noninterest-bearing deposits | 7,545,000 | 7,974,000 | 7,539,000 | 8,365,000 |
| Equity capital | 4,462,000 | 4,646,000 | 4,780,000 | 4,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 224,000 | 470,000 | 725,000 | 984,000 |
| Interest expense | 37,000 | 77,000 | 119,000 | 159,000 |
| Net interest income | 187,000 | 393,000 | 606,000 | 825,000 |
| Noninterest income | 39,000 | 71,000 | 114,000 | 140,000 |
| Noninterest expense | 195,000 | 387,000 | 608,000 | 849,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 111,000 | 150,000 | 170,000 |
| Income tax | 2,000 | -4,000 | 1,000 | 1,000 |
| Net income | 29,000 | 115,000 | 149,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,491,000 | 4,577,000 | 4,612,000 | 4,631,000 |
| Total capital | 4,681,000 | 4,766,000 | 4,809,000 | 4,841,000 |
| Risk-weighted assets | 15,055,000 | 14,999,000 | 15,585,000 | 16,633,000 |