Call reports 2018
COTTONWOOD VALLEY BANK — 2018
What COTTONWOOD VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 33,575,000 | 33,523,000 | 32,689,000 | 32,412,000 |
| Total loans | 9,479,000 | 9,160,000 | 8,794,000 | 8,544,000 |
| Allowance for loan losses | 350,000 | 375,000 | 375,000 | 378,000 |
| Securities available for sale | 8,465,000 | 9,895,000 | 9,734,000 | 9,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,802,000 | 28,731,000 | 27,669,000 | 27,193,000 |
| Interest-bearing deposits | 20,570,000 | 20,282,000 | 20,268,000 | 19,402,000 |
| Noninterest-bearing deposits | 8,232,000 | 8,449,000 | 7,401,000 | 7,791,000 |
| Equity capital | 4,116,000 | 4,121,000 | 4,115,000 | 4,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 219,000 | 454,000 | 693,000 | 938,000 |
| Interest expense | 19,000 | 41,000 | 64,000 | 87,000 |
| Net interest income | 200,000 | 413,000 | 629,000 | 851,000 |
| Noninterest income | 39,000 | 75,000 | 106,000 | 140,000 |
| Noninterest expense | 174,000 | 369,000 | 565,000 | 866,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 118,000 | 169,000 | 127,000 |
| Income tax | 3,000 | 6,000 | -4,000 | -2,000 |
| Net income | 62,000 | 112,000 | 173,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,395,000 | 4,445,000 | 4,506,000 | 4,462,000 |
| Total capital | 4,586,000 | 4,642,000 | 4,697,000 | 4,649,000 |
| Risk-weighted assets | 15,169,000 | 15,567,000 | 15,102,000 | 14,798,000 |