Call reports 2017
COTTONWOOD VALLEY BANK — 2017
What COTTONWOOD VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 33,772,000 | 33,508,000 | 32,437,000 | 33,414,000 |
| Total loans | 8,586,000 | 8,097,000 | 8,472,000 | 9,701,000 |
| Allowance for loan losses | 346,000 | 348,000 | 352,000 | 346,000 |
| Securities available for sale | 5,952,000 | 5,641,000 | 5,415,000 | 8,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,455,000 | 28,095,000 | 26,987,000 | 27,662,000 |
| Interest-bearing deposits | 19,737,000 | 19,522,000 | 18,825,000 | 19,403,000 |
| Noninterest-bearing deposits | 8,718,000 | 8,573,000 | 8,162,000 | 8,259,000 |
| Equity capital | 4,683,000 | 4,765,000 | 4,805,000 | 4,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 202,000 | 428,000 | 650,000 | 870,000 |
| Interest expense | 20,000 | 41,000 | 57,000 | 73,000 |
| Net interest income | 182,000 | 387,000 | 593,000 | 797,000 |
| Noninterest income | 39,000 | 89,000 | 124,000 | 162,000 |
| Noninterest expense | 209,000 | 381,000 | 577,000 | 876,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 110,000 | 173,000 | 121,000 |
| Income tax | -2,000 | 4,000 | 1,000 | 2,000 |
| Net income | 14,000 | 106,000 | 172,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,639,000 | 4,701,000 | 4,799,000 | 4,465,000 |
| Total capital | 4,817,000 | 4,859,000 | 4,966,000 | 4,657,000 |
| Risk-weighted assets | 14,149,000 | 12,488,000 | 13,240,000 | 15,237,000 |