Call reports 2025
BANK OF DEERFIELD, THE — 2025
What BANK OF DEERFIELD, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 234,121,000 | 238,499,000 | 253,724,000 | 261,187,000 |
| Total loans | 207,964,000 | 211,382,000 | 227,461,000 | 233,884,000 |
| Allowance for loan losses | 2,497,000 | 2,791,000 | 2,771,000 | 2,853,000 |
| Securities available for sale | 11,077,000 | 11,945,000 | 12,521,000 | 13,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,807,000 | 202,815,000 | 215,545,000 | 223,805,000 |
| Interest-bearing deposits | 167,112,000 | 172,462,000 | 183,707,000 | 188,826,000 |
| Noninterest-bearing deposits | 31,695,000 | 30,353,000 | 31,838,000 | 34,979,000 |
| Equity capital | 24,211,000 | 25,072,000 | 25,889,000 | 26,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,715,000 | 7,792,000 | 11,828,000 | 16,094,000 |
| Interest expense | 1,542,000 | 3,113,000 | 4,766,000 | 6,440,000 |
| Net interest income | 2,173,000 | 4,679,000 | 7,062,000 | 9,654,000 |
| Noninterest income | 219,000 | 450,000 | 706,000 | 931,000 |
| Noninterest expense | 1,436,000 | 3,059,000 | 4,660,000 | 6,384,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 180,000 |
| Pretax income | 911,000 | 1,980,000 | 3,018,000 | 4,021,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 911,000 | 1,980,000 | 3,018,000 | 4,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,504,000 | 25,222,000 | 25,911,000 | 26,565,000 |
| Total capital | 26,834,000 | 27,807,000 | 28,473,000 | 29,235,000 |
| Risk-weighted assets | 186,121,000 | 206,452,000 | 204,621,000 | 213,263,000 |