Call reports 2023
BANK OF DEERFIELD, THE — 2023
What BANK OF DEERFIELD, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 198,426,000 | 204,227,000 | 218,357,000 | 223,980,000 |
| Total loans | 182,711,000 | 187,978,000 | 201,644,000 | 203,566,000 |
| Allowance for loan losses | 2,104,000 | 2,133,000 | 2,163,000 | 2,170,000 |
| Securities available for sale | 10,163,000 | 10,174,000 | 10,608,000 | 11,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,221,000 | 175,289,000 | 181,856,000 | 189,909,000 |
| Interest-bearing deposits | 132,783,000 | 140,082,000 | 149,193,000 | 155,698,000 |
| Noninterest-bearing deposits | 38,438,000 | 35,207,000 | 32,663,000 | 34,211,000 |
| Equity capital | 21,786,000 | 22,084,000 | 22,303,000 | 22,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,393,000 | 4,997,000 | 7,912,000 | 11,178,000 |
| Interest expense | 690,000 | 1,547,000 | 2,641,000 | 3,974,000 |
| Net interest income | 1,703,000 | 3,450,000 | 5,271,000 | 7,204,000 |
| Noninterest income | 200,000 | 394,000 | 583,000 | 831,000 |
| Noninterest expense | 1,146,000 | 2,243,000 | 3,376,000 | 4,610,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 727,000 | 1,541,000 | 2,388,000 | 3,305,000 |
| Income tax | 57,000 | 120,000 | 158,000 | 158,000 |
| Net income | 670,000 | 1,421,000 | 2,230,000 | 3,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,108,000 | 22,510,000 | 22,969,000 | 22,736,000 |
| Total capital | 24,147,000 | 24,644,000 | 25,133,000 | 24,907,000 |
| Risk-weighted assets | 163,128,000 | 174,544,000 | 177,315,000 | 187,329,000 |