Call reports 2022
BANK OF DEERFIELD, THE — 2022
What BANK OF DEERFIELD, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 178,986,000 | 176,711,000 | 184,501,000 | 197,241,000 |
| Total loans | 144,550,000 | 152,214,000 | 169,111,000 | 180,562,000 |
| Allowance for loan losses | 2,031,000 | 2,044,000 | 2,059,000 | 2,074,000 |
| Securities available for sale | 8,981,000 | 10,715,000 | 10,312,000 | 10,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,942,000 | 153,416,000 | 154,631,000 | 165,063,000 |
| Interest-bearing deposits | 109,030,000 | 109,502,000 | 113,590,000 | 120,529,000 |
| Noninterest-bearing deposits | 41,912,000 | 43,914,000 | 41,041,000 | 44,534,000 |
| Equity capital | 21,388,000 | 21,616,000 | 21,780,000 | 21,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,768,000 | 3,595,000 | 5,617,000 | 7,857,000 |
| Interest expense | 219,000 | 424,000 | 642,000 | 1,062,000 |
| Net interest income | 1,549,000 | 3,171,000 | 4,975,000 | 6,795,000 |
| Noninterest income | 421,000 | 665,000 | 907,000 | 1,118,000 |
| Noninterest expense | 1,090,000 | 2,137,000 | 3,280,000 | 4,347,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 865,000 | 1,669,000 | 2,557,000 | 3,506,000 |
| Income tax | 71,000 | 136,000 | 205,000 | 273,000 |
| Net income | 794,000 | 1,533,000 | 2,352,000 | 3,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,529,000 | 21,919,000 | 22,388,000 | 21,919,000 |
| Total capital | 23,363,000 | 23,906,000 | 24,319,000 | 23,993,000 |
| Risk-weighted assets | 146,540,000 | 158,916,000 | 154,421,000 | 181,760,000 |