Call reports 2021
BANK OF DEERFIELD, THE — 2021
What BANK OF DEERFIELD, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 177,004,000 | 174,649,000 | 176,629,000 | 182,773,000 |
| Total loans | 142,557,000 | 145,100,000 | 145,626,000 | 149,659,000 |
| Allowance for loan losses | 1,926,000 | 1,956,000 | 1,986,000 | 2,016,000 |
| Securities available for sale | 9,190,000 | 8,464,000 | 8,350,000 | 7,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,058,000 | 146,132,000 | 147,679,000 | 154,705,000 |
| Interest-bearing deposits | 113,386,000 | 108,653,000 | 111,565,000 | 115,728,000 |
| Noninterest-bearing deposits | 36,672,000 | 37,479,000 | 36,114,000 | 38,977,000 |
| Equity capital | 21,055,000 | 21,603,000 | 22,105,000 | 21,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,733,000 | 3,411,000 | 5,138,000 | 6,857,000 |
| Interest expense | 299,000 | 583,000 | 841,000 | 1,076,000 |
| Net interest income | 1,434,000 | 2,828,000 | 4,297,000 | 5,781,000 |
| Noninterest income | 993,000 | 1,662,000 | 2,252,000 | 2,739,000 |
| Noninterest expense | 1,123,000 | 2,159,000 | 3,234,000 | 4,352,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,274,000 | 2,271,000 | 3,225,000 | 4,048,000 |
| Income tax | 102,000 | 188,000 | 263,000 | 326,000 |
| Net income | 1,172,000 | 2,083,000 | 2,962,000 | 3,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,935,000 | 21,497,000 | 22,026,000 | 21,086,000 |
| Total capital | 22,642,000 | 23,236,000 | 23,759,000 | 22,883,000 |
| Risk-weighted assets | 136,350,000 | 138,953,000 | 138,430,000 | 143,549,000 |