Call reports 2020
BANK OF DEERFIELD, THE — 2020
What BANK OF DEERFIELD, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 159,878,000 | 171,224,000 | 172,828,000 | 175,798,000 |
| Total loans | 137,489,000 | 148,652,000 | 152,842,000 | 149,042,000 |
| Allowance for loan losses | 1,811,000 | 1,841,000 | 1,869,000 | 1,896,000 |
| Securities available for sale | 9,995,000 | 9,415,000 | 9,541,000 | 9,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,993,000 | 144,894,000 | 144,961,000 | 149,564,000 |
| Interest-bearing deposits | 112,418,000 | 114,793,000 | 113,571,000 | 111,545,000 |
| Noninterest-bearing deposits | 26,575,000 | 30,101,000 | 31,390,000 | 38,019,000 |
| Equity capital | 19,461,000 | 20,404,000 | 21,510,000 | 20,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,855,000 | 3,676,000 | 5,521,000 | 7,332,000 |
| Interest expense | 409,000 | 784,000 | 1,134,000 | 1,465,000 |
| Net interest income | 1,446,000 | 2,892,000 | 4,387,000 | 5,867,000 |
| Noninterest income | 657,000 | 1,765,000 | 3,127,000 | 4,335,000 |
| Noninterest expense | 1,159,000 | 2,364,000 | 3,598,000 | 4,656,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 370,000 |
| Pretax income | 914,000 | 2,233,000 | 3,826,000 | 5,176,000 |
| Income tax | 57,000 | 173,000 | 300,000 | 409,000 |
| Net income | 857,000 | 2,060,000 | 3,526,000 | 4,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,353,000 | 20,207,000 | 21,323,000 | 20,113,000 |
| Total capital | 21,164,000 | 22,039,000 | 23,089,000 | 21,885,000 |
| Risk-weighted assets | 146,476,000 | 146,628,000 | 141,232,000 | 141,643,000 |