Call reports 2018
BANK OF DEERFIELD, THE — 2018
What BANK OF DEERFIELD, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 144,011,000 | 144,591,000 | 142,396,000 | 142,281,000 |
| Total loans | 122,924,000 | 124,941,000 | 125,242,000 | 127,124,000 |
| Allowance for loan losses | 1,768,000 | 1,764,000 | 1,749,000 | 1,779,000 |
| Securities available for sale | 7,150,000 | 8,141,000 | 9,412,000 | 9,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,157,000 | 125,291,000 | 122,570,000 | 122,845,000 |
| Interest-bearing deposits | 97,571,000 | 103,729,000 | 99,991,000 | 99,390,000 |
| Noninterest-bearing deposits | 27,586,000 | 21,562,000 | 22,579,000 | 23,455,000 |
| Equity capital | 17,625,000 | 17,953,000 | 18,281,000 | 17,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,584,000 | 3,249,000 | 4,981,000 | 6,715,000 |
| Interest expense | 253,000 | 536,000 | 823,000 | 1,112,000 |
| Net interest income | 1,331,000 | 2,713,000 | 4,158,000 | 5,603,000 |
| Noninterest income | 284,000 | 650,000 | 972,000 | 1,247,000 |
| Noninterest expense | 971,000 | 1,972,000 | 2,934,000 | 3,859,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 614,000 | 1,331,000 | 2,106,000 | 2,871,000 |
| Income tax | 1,000 | 0 | 1,000 | 3,000 |
| Net income | 613,000 | 1,331,000 | 2,105,000 | 2,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,666,000 | 17,984,000 | 18,359,000 | 17,972,000 |
| Total capital | 19,155,000 | 19,524,000 | 19,918,000 | 19,705,000 |
| Risk-weighted assets | 118,850,000 | 122,977,000 | 124,555,000 | 138,649,000 |