Call reports 2016
BANK OF DEERFIELD, THE — 2016
What BANK OF DEERFIELD, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 122,306,000 | 132,022,000 | 136,044,000 | 141,533,000 |
| Total loans | 109,250,000 | 117,521,000 | 122,169,000 | 120,748,000 |
| Allowance for loan losses | 1,935,000 | 1,960,000 | 1,990,000 | 1,620,000 |
| Securities available for sale | 6,448,000 | 6,373,000 | 6,343,000 | 7,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,678,000 | 113,934,000 | 117,395,000 | 123,265,000 |
| Interest-bearing deposits | 89,028,000 | 97,706,000 | 101,376,000 | 105,338,000 |
| Noninterest-bearing deposits | 15,650,000 | 16,228,000 | 16,019,000 | 17,927,000 |
| Equity capital | 16,591,000 | 16,908,000 | 17,336,000 | 17,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,421,000 | 2,874,000 | 4,404,000 | 5,934,000 |
| Interest expense | 170,000 | 363,000 | 580,000 | 807,000 |
| Net interest income | 1,251,000 | 2,511,000 | 3,824,000 | 5,127,000 |
| Noninterest income | 279,000 | 679,000 | 1,126,000 | 1,226,000 |
| Noninterest expense | 916,000 | 1,855,000 | 2,729,000 | 3,378,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | -219,000 |
| Pretax income | 584,000 | 1,275,000 | 2,131,000 | 3,194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 584,000 | 1,275,000 | 2,131,000 | 3,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,591,000 | 16,846,000 | 17,336,000 | 17,016,000 |
| Total capital | 17,934,000 | 18,297,000 | 18,867,000 | 18,321,000 |
| Risk-weighted assets | 106,854,000 | 115,611,000 | 122,030,000 | 104,075,000 |