Call reports 2015
BANK OF DEERFIELD, THE — 2015
What BANK OF DEERFIELD, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 124,735,000 | 124,210,000 | 128,994,000 | 128,187,000 |
| Total loans | 104,867,000 | 107,726,000 | 109,653,000 | 108,571,000 |
| Allowance for loan losses | 2,804,000 | 2,834,000 | 2,865,000 | 1,905,000 |
| Securities available for sale | 4,799,000 | 5,253,000 | 6,380,000 | 6,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,035,000 | 107,032,000 | 111,315,000 | 110,660,000 |
| Interest-bearing deposits | 94,790,000 | 92,586,000 | 96,313,000 | 91,742,000 |
| Noninterest-bearing deposits | 13,245,000 | 14,446,000 | 15,002,000 | 18,918,000 |
| Equity capital | 15,768,000 | 16,083,000 | 16,530,000 | 16,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,398,000 | 2,807,000 | 4,254,000 | 5,703,000 |
| Interest expense | 179,000 | 356,000 | 526,000 | 697,000 |
| Net interest income | 1,219,000 | 2,451,000 | 3,728,000 | 5,006,000 |
| Noninterest income | 316,000 | 676,000 | 1,063,000 | 1,353,000 |
| Noninterest expense | 920,000 | 1,800,000 | 2,667,000 | 3,533,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | -880,000 |
| Pretax income | 585,000 | 1,267,000 | 2,034,000 | 3,706,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 585,000 | 1,267,000 | 2,034,000 | 3,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,751,000 | 16,083,000 | 16,530,000 | 16,341,000 |
| Total capital | 17,027,000 | 17,376,000 | 17,900,000 | 17,697,000 |
| Risk-weighted assets | 82,326,000 | 101,882,000 | 108,116,000 | 107,893,000 |