Call reports 2026
INDEPENDENCE BANK — 2026
What INDEPENDENCE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 191,389,000 | 191,242,000 |
| Total loans | 104,553,000 | 104,020,000 |
| Allowance for loan losses | 3,925,000 | 3,662,000 |
| Securities available for sale | 27,280,000 | 27,222,000 |
| Securities held to maturity | 8,329,000 | 8,335,000 |
| Trading assets | 0 | 0 |
| Total deposits | 161,956,000 | 161,601,000 |
| Interest-bearing deposits | 129,747,000 | 132,684,000 |
| Noninterest-bearing deposits | 32,209,000 | 28,917,000 |
| Equity capital | 27,448,000 | 27,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,419,000 | 4,883,000 |
| Interest expense | 982,000 | 2,013,000 |
| Net interest income | 1,437,000 | 2,870,000 |
| Noninterest income | 63,000 | 51,000 |
| Noninterest expense | 866,000 | 1,831,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 634,000 | 1,094,000 |
| Income tax | 164,000 | 278,000 |
| Net income | 470,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,425,000 | 28,277,000 |