Call report 2025Q4
INDEPENDENCE BANK — 2025Q4
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 181,255,000 | USD | evidence → |
| Total loans | 114,094,000 | USD | evidence → |
| Allowance for loan losses | 3,925,000 | USD | evidence → |
| Securities available for sale | 25,669,000 | USD | evidence → |
| Securities held to maturity | 8,322,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,212,000 | USD | evidence → |
| Interest-bearing deposits | 121,634,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,578,000 | USD | evidence → |
| Equity capital | 27,115,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,705,000 | USD | evidence → |
| Interest expense | 4,370,000 | USD | evidence → |
| Net interest income | 5,335,000 | USD | evidence → |
| Noninterest income | 95,000 | USD | evidence → |
| Noninterest expense | 3,714,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,715,000 | USD | evidence → |
| Income tax | 508,000 | USD | evidence → |
| Net income | 1,207,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,015,000 | USD | evidence → |