Call report 2024Q4
INDEPENDENCE BANK — 2024Q4
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 181,088,000 | USD | evidence → |
| Total loans | 114,337,000 | USD | evidence → |
| Allowance for loan losses | 3,926,000 | USD | evidence → |
| Securities available for sale | 24,920,000 | USD | evidence → |
| Securities held to maturity | 8,296,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,620,000 | USD | evidence → |
| Interest-bearing deposits | 114,413,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,207,000 | USD | evidence → |
| Equity capital | 26,283,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,198,000 | USD | evidence → |
| Interest expense | 4,723,000 | USD | evidence → |
| Net interest income | 5,475,000 | USD | evidence → |
| Noninterest income | 161,000 | USD | evidence → |
| Noninterest expense | 3,809,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,823,000 | USD | evidence → |
| Income tax | 507,000 | USD | evidence → |
| Net income | 1,316,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,485,000 | USD | evidence → |