Call report 2019Q4
INDEPENDENCE BANK — 2019Q4
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,782,000 | USD | evidence → |
| Total loans | 114,522,000 | USD | evidence → |
| Allowance for loan losses | 3,625,000 | USD | evidence → |
| Securities available for sale | 29,540,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,735,000 | USD | evidence → |
| Interest-bearing deposits | 117,064,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,671,000 | USD | evidence → |
| Equity capital | 24,549,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,454,000 | USD | evidence → |
| Interest expense | 1,298,000 | USD | evidence → |
| Net interest income | 6,156,000 | USD | evidence → |
| Noninterest income | 171,000 | USD | evidence → |
| Noninterest expense | 4,176,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 2,171,000 | USD | evidence → |
| Income tax | 531,000 | USD | evidence → |
| Net income | 1,640,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,359,000 | USD | evidence → |
| Total capital | 25,897,000 | USD | evidence → |
| Risk-weighted assets | 121,032,000 | USD | evidence → |