Call report 2015Q4
INDEPENDENCE BANK — 2015Q4
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 182,679,000 | USD | evidence → |
| Total loans | 102,594,000 | USD | evidence → |
| Allowance for loan losses | 3,577,000 | USD | evidence → |
| Securities available for sale | 35,129,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 160,922,000 | USD | evidence → |
| Interest-bearing deposits | 104,921,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,001,000 | USD | evidence → |
| Equity capital | 21,659,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,194,000 | USD | evidence → |
| Interest expense | 320,000 | USD | evidence → |
| Net interest income | 5,874,000 | USD | evidence → |
| Noninterest income | 152,000 | USD | evidence → |
| Noninterest expense | 3,720,000 | USD | evidence → |
| Provision for loan losses | 835,000 | USD | evidence → |
| Pretax income | 1,783,000 | USD | evidence → |
| Income tax | 533,000 | USD | evidence → |
| Net income | 1,250,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,588,000 | USD | evidence → |
| Total capital | 22,931,000 | USD | evidence → |
| Risk-weighted assets | 105,174,000 | USD | evidence → |