Call reports 2026
TALBOT STATE BANK — 2026
What TALBOT STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 51,409,000 | 51,658,000 |
| Total loans | 30,849,000 | 32,981,000 |
| Allowance for loan losses | 197,000 | 197,000 |
| Securities available for sale | 13,002,000 | 13,074,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 44,988,000 | 45,247,000 |
| Interest-bearing deposits | 40,670,000 | 40,869,000 |
| Noninterest-bearing deposits | 4,318,000 | 4,378,000 |
| Equity capital | 2,314,000 | 2,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 765,000 | 1,574,000 |
| Interest expense | 332,000 | 656,000 |
| Net interest income | 433,000 | 918,000 |
| Noninterest income | 9,000 | 26,000 |
| Noninterest expense | 589,000 | 1,168,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -147,000 | -222,000 |
| Income tax | 0 | 0 |
| Net income | -147,000 | -222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 4,137,000 | 4,062,000 |
| Total capital | 4,334,000 | 4,259,000 |
| Risk-weighted assets | 23,444,000 | 24,190,000 |