Call reports 2024
TALBOT STATE BANK — 2024
What TALBOT STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 57,646,000 | 57,579,000 | 53,988,000 | 50,785,000 |
| Total loans | 33,015,000 | 32,574,000 | 31,805,000 | 31,670,000 |
| Allowance for loan losses | 198,000 | 198,000 | 198,000 | 198,000 |
| Securities available for sale | 15,126,000 | 15,179,000 | 13,678,000 | 13,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,413,000 | 50,426,000 | 46,459,000 | 44,095,000 |
| Interest-bearing deposits | 46,455,000 | 46,545,000 | 42,616,000 | 40,802,000 |
| Noninterest-bearing deposits | 3,958,000 | 3,881,000 | 3,843,000 | 3,293,000 |
| Equity capital | 3,127,000 | 3,041,000 | 3,414,000 | 2,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,587,000 | 2,400,000 | 3,173,000 |
| Interest expense | 349,000 | 721,000 | 1,092,000 | 1,432,000 |
| Net interest income | 412,000 | 866,000 | 1,308,000 | 1,741,000 |
| Noninterest income | 10,000 | 24,000 | 35,000 | 56,000 |
| Noninterest expense | 600,000 | 1,211,000 | 1,850,000 | 2,481,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -181,000 | -324,000 | -510,000 | -686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -181,000 | -324,000 | -510,000 | -686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,469,000 | 5,326,000 | 5,139,000 | 4,964,000 |
| Total capital | 5,666,000 | 5,524,000 | 5,337,000 | 5,162,000 |
| Risk-weighted assets | 24,470,000 | 24,314,000 | 23,573,000 | 23,507,000 |