Call reports 2023
TALBOT STATE BANK — 2023
What TALBOT STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 60,033,000 | 57,012,000 | 54,967,000 | 57,675,000 |
| Total loans | 33,557,000 | 32,448,000 | 34,471,000 | 34,071,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 198,000 |
| Securities available for sale | 21,145,000 | 19,899,000 | 17,295,000 | 17,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,114,000 | 50,488,000 | 48,189,000 | 50,240,000 |
| Interest-bearing deposits | 48,650,000 | 46,377,000 | 44,113,000 | 46,473,000 |
| Noninterest-bearing deposits | 4,464,000 | 4,111,000 | 4,076,000 | 3,767,000 |
| Equity capital | 3,846,000 | 3,430,000 | 2,666,000 | 3,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,535,000 | 2,328,000 | 3,094,000 |
| Interest expense | 246,000 | 542,000 | 859,000 | 1,196,000 |
| Net interest income | 530,000 | 993,000 | 1,469,000 | 1,898,000 |
| Noninterest income | 7,000 | 16,000 | 26,000 | 33,000 |
| Noninterest expense | 583,000 | 1,192,000 | 1,823,000 | 2,449,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -41,000 | -181,000 | -326,000 | -512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -41,000 | -181,000 | -326,000 | -512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,121,000 | 5,981,000 | 5,836,000 | 5,650,000 |
| Total capital | 6,322,000 | 6,181,000 | 6,036,000 | 5,847,000 |
| Risk-weighted assets | 24,798,000 | 23,343,000 | 24,369,000 | 24,981,000 |