Call reports 2022
TALBOT STATE BANK — 2022
What TALBOT STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 59,540,000 | 58,030,000 | 54,722,000 | 56,683,000 |
| Total loans | 34,153,000 | 33,382,000 | 33,252,000 | 32,832,000 |
| Allowance for loan losses | 206,000 | 206,000 | 203,000 | 202,000 |
| Securities available for sale | 17,346,000 | 17,673,000 | 17,909,000 | 19,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,041,000 | 53,776,000 | 51,323,000 | 53,022,000 |
| Interest-bearing deposits | 49,769,000 | 48,977,000 | 46,261,000 | 48,715,000 |
| Noninterest-bearing deposits | 4,273,000 | 4,799,000 | 5,062,000 | 4,307,000 |
| Equity capital | 5,451,000 | 4,204,000 | 3,346,000 | 3,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,383,000 | 2,120,000 | 2,886,000 |
| Interest expense | 200,000 | 390,000 | 588,000 | 795,000 |
| Net interest income | 481,000 | 993,000 | 1,532,000 | 2,091,000 |
| Noninterest income | 7,000 | 16,000 | 32,000 | 46,000 |
| Noninterest expense | 591,000 | 1,212,000 | 1,865,000 | 2,463,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -103,000 | -203,000 | -301,000 | -326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -103,000 | -203,000 | -301,000 | -326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,384,000 | 6,284,000 | 6,187,000 | 6,161,000 |
| Total capital | 6,590,000 | 6,490,000 | 6,390,000 | 6,363,000 |
| Risk-weighted assets | 25,079,000 | 24,949,000 | 24,228,000 | 23,872,000 |