Call reports 2021
TALBOT STATE BANK — 2021
What TALBOT STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 61,007,000 | 62,659,000 | 62,404,000 | 60,519,000 |
| Total loans | 31,813,000 | 31,475,000 | 31,747,000 | 31,720,000 |
| Allowance for loan losses | 200,000 | 201,000 | 206,000 | 206,000 |
| Securities available for sale | 14,847,000 | 9,357,000 | 11,766,000 | 12,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,911,000 | 55,533,000 | 55,471,000 | 53,904,000 |
| Interest-bearing deposits | 49,645,000 | 51,024,000 | 50,797,000 | 49,490,000 |
| Noninterest-bearing deposits | 4,266,000 | 4,509,000 | 4,673,000 | 4,414,000 |
| Equity capital | 7,033,000 | 7,060,000 | 6,862,000 | 6,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,419,000 | 2,107,000 | 2,776,000 |
| Interest expense | 264,000 | 533,000 | 804,000 | 1,047,000 |
| Net interest income | 456,000 | 886,000 | 1,303,000 | 1,729,000 |
| Noninterest income | 22,000 | 34,000 | 52,000 | 59,000 |
| Noninterest expense | 577,000 | 1,161,000 | 1,809,000 | 2,440,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -99,000 | 57,000 | 208,000 | 10,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -99,000 | 57,000 | 208,000 | 10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,377,000 | 6,534,000 | 6,685,000 | 6,487,000 |
| Total capital | 6,577,000 | 6,735,000 | 6,891,000 | 6,693,000 |
| Risk-weighted assets | 22,861,000 | 23,880,000 | 27,836,000 | 24,156,000 |