Call reports 2020
TALBOT STATE BANK — 2020
What TALBOT STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 54,951,000 | 56,925,000 | 56,299,000 | 58,701,000 |
| Total loans | 28,899,000 | 29,726,000 | 30,974,000 | 31,633,000 |
| Allowance for loan losses | 402,000 | 402,000 | 402,000 | 201,000 |
| Securities available for sale | 13,691,000 | 13,083,000 | 11,024,000 | 10,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,086,000 | 49,925,000 | 49,319,000 | 51,697,000 |
| Interest-bearing deposits | 45,048,000 | 46,488,000 | 45,662,000 | 47,773,000 |
| Noninterest-bearing deposits | 3,038,000 | 3,437,000 | 3,657,000 | 3,924,000 |
| Equity capital | 6,802,000 | 6,937,000 | 6,912,000 | 6,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,487,000 | 2,256,000 | 3,029,000 |
| Interest expense | 277,000 | 549,000 | 823,000 | 1,093,000 |
| Net interest income | 475,000 | 938,000 | 1,433,000 | 1,936,000 |
| Noninterest income | 8,000 | 16,000 | 27,000 | 40,000 |
| Noninterest expense | 571,000 | 1,181,000 | 1,787,000 | 2,437,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 65,000 | -74,000 | -54,000 | 12,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | -74,000 | -54,000 | 12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,748,000 | 6,484,000 | 6,503,000 | 6,476,000 |
| Total capital | 7,017,000 | 6,763,000 | 6,792,000 | 6,677,000 |
| Risk-weighted assets | 21,358,000 | 22,160,000 | 23,043,000 | 23,232,000 |