Call reports 2019
TALBOT STATE BANK — 2019
What TALBOT STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 59,771,000 | 60,021,000 | 59,968,000 | 56,585,000 |
| Total loans | 27,072,000 | 26,857,000 | 28,230,000 | 28,556,000 |
| Allowance for loan losses | 414,000 | 414,000 | 403,000 | 404,000 |
| Securities available for sale | 21,473,000 | 22,096,000 | 19,206,000 | 14,801,000 |
| Securities held to maturity | 2,684,000 | 2,677,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,459,000 | 52,927,000 | 52,375,000 | 49,174,000 |
| Interest-bearing deposits | 50,738,000 | 49,878,000 | 49,346,000 | 46,449,000 |
| Noninterest-bearing deposits | 2,721,000 | 3,049,000 | 3,029,000 | 2,725,000 |
| Equity capital | 6,226,000 | 6,983,000 | 7,512,000 | 7,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,712,000 | 2,564,000 | 3,350,000 |
| Interest expense | 318,000 | 633,000 | 952,000 | 1,250,000 |
| Net interest income | 546,000 | 1,079,000 | 1,612,000 | 2,100,000 |
| Noninterest income | 22,000 | 30,000 | 153,000 | 166,000 |
| Noninterest expense | 587,000 | 1,170,000 | 1,799,000 | 2,417,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -20,000 | -68,000 | 534,000 | 839,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -20,000 | -68,000 | 534,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,850,000 | 5,802,000 | 6,378,000 | 6,683,000 |
| Total capital | 6,151,000 | 6,103,000 | 6,658,000 | 6,953,000 |
| Risk-weighted assets | 23,937,000 | 23,985,000 | 22,261,000 | 21,480,000 |