Call reports 2018
TALBOT STATE BANK — 2018
What TALBOT STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 62,529,000 | 61,028,000 | 61,508,000 | 61,425,000 |
| Total loans | 30,026,000 | 29,687,000 | 27,744,000 | 27,375,000 |
| Allowance for loan losses | 408,000 | 411,000 | 410,000 | 412,000 |
| Securities available for sale | 19,977,000 | 20,071,000 | 21,847,000 | 22,134,000 |
| Securities held to maturity | 2,697,000 | 2,693,000 | 2,689,000 | 2,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,835,000 | 55,220,000 | 55,871,000 | 55,454,000 |
| Interest-bearing deposits | 53,750,000 | 52,444,000 | 52,964,000 | 52,696,000 |
| Noninterest-bearing deposits | 3,085,000 | 2,776,000 | 2,907,000 | 2,758,000 |
| Equity capital | 5,604,000 | 5,722,000 | 5,547,000 | 5,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,728,000 | 2,596,000 | 3,496,000 |
| Interest expense | 332,000 | 656,000 | 982,000 | 1,310,000 |
| Net interest income | 532,000 | 1,072,000 | 1,614,000 | 2,186,000 |
| Noninterest income | 22,000 | 149,000 | 210,000 | 257,000 |
| Noninterest expense | 597,000 | 1,252,000 | 1,821,000 | 2,392,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -43,000 | -31,000 | 3,000 | 50,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -43,000 | -31,000 | 3,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,775,000 | 5,788,000 | 5,822,000 | 5,870,000 |
| Total capital | 6,115,000 | 6,121,000 | 6,143,000 | 6,183,000 |
| Risk-weighted assets | 27,162,000 | 26,531,000 | 25,592,000 | 24,931,000 |