Call reports 2017
TALBOT STATE BANK — 2017
What TALBOT STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 67,332,000 | 66,993,000 | 67,503,000 | 64,716,000 |
| Total loans | 33,649,000 | 32,650,000 | 31,574,000 | 30,732,000 |
| Allowance for loan losses | 402,000 | 403,000 | 406,000 | 406,000 |
| Securities available for sale | 19,603,000 | 20,078,000 | 19,393,000 | 19,655,000 |
| Securities held to maturity | 2,714,000 | 2,710,000 | 2,706,000 | 2,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,847,000 | 61,182,000 | 61,233,000 | 58,415,000 |
| Interest-bearing deposits | 59,100,000 | 58,601,000 | 58,572,000 | 55,596,000 |
| Noninterest-bearing deposits | 2,747,000 | 2,580,000 | 2,661,000 | 2,819,000 |
| Equity capital | 5,382,000 | 5,707,000 | 6,156,000 | 6,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,884,000 | 2,761,000 | 3,689,000 |
| Interest expense | 398,000 | 786,000 | 1,181,000 | 1,563,000 |
| Net interest income | 572,000 | 1,098,000 | 1,580,000 | 2,126,000 |
| Noninterest income | 105,000 | 140,000 | 159,000 | 280,000 |
| Noninterest expense | 618,000 | 1,243,000 | 1,848,000 | 2,540,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | -17,000 | -5,000 | 49,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | -17,000 | -5,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,817,000 | 5,753,000 | 5,765,000 | 5,818,000 |
| Total capital | 6,182,000 | 6,112,000 | 6,123,000 | 6,166,000 |
| Risk-weighted assets | 29,139,000 | 28,659,000 | 28,587,000 | 27,757,000 |