Call reports 2015
TALBOT STATE BANK — 2015
What TALBOT STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 71,788,000 | 70,257,000 | 70,362,000 | 70,729,000 |
| Total loans | 40,837,000 | 39,252,000 | 38,771,000 | 37,171,000 |
| Allowance for loan losses | 529,000 | 489,000 | 482,000 | 464,000 |
| Securities available for sale | 23,177,000 | 21,239,000 | 23,160,000 | 23,485,000 |
| Securities held to maturity | 690,000 | 2,742,000 | 2,738,000 | 2,734,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,624,000 | 65,627,000 | 65,436,000 | 65,524,000 |
| Interest-bearing deposits | 63,217,000 | 62,856,000 | 62,669,000 | 62,948,000 |
| Noninterest-bearing deposits | 2,406,000 | 2,772,000 | 2,767,000 | 2,576,000 |
| Equity capital | 6,026,000 | 4,493,000 | 4,787,000 | 5,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,138,000 | 3,225,000 | 4,257,000 |
| Interest expense | 481,000 | 965,000 | 1,454,000 | 1,957,000 |
| Net interest income | 586,000 | 1,173,000 | 1,771,000 | 2,300,000 |
| Noninterest income | 65,000 | 91,000 | 153,000 | 236,000 |
| Noninterest expense | 670,000 | 1,365,000 | 2,070,000 | 2,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 42,000 | -1,000 | -80,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 42,000 | -1,000 | -80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,749,000 | 5,717,000 | 5,674,000 | 5,595,000 |
| Total capital | 6,203,000 | 6,138,000 | 6,080,000 | 6,012,000 |
| Risk-weighted assets | 36,217,000 | 33,596,000 | 32,426,000 | 33,276,000 |