Call reports 2014
TALBOT STATE BANK — 2014
What TALBOT STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 69,370,000 | 70,509,000 | 70,570,000 | 70,580,000 |
| Total loans | 42,374,000 | 42,434,000 | 41,697,000 | 41,283,000 |
| Allowance for loan losses | 544,000 | 530,000 | 530,000 | 529,000 |
| Securities available for sale | 22,338,000 | 23,618,000 | 22,870,000 | 23,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,711,000 | 65,163,000 | 65,067,000 | 64,661,000 |
| Interest-bearing deposits | 62,578,000 | 62,900,000 | 62,573,000 | 62,158,000 |
| Noninterest-bearing deposits | 2,133,000 | 2,263,000 | 2,495,000 | 2,503,000 |
| Equity capital | 4,273,000 | 5,208,000 | 5,360,000 | 5,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,114,000 | 2,264,000 | 3,409,000 | 4,524,000 |
| Interest expense | 489,000 | 982,000 | 1,480,000 | 1,972,000 |
| Net interest income | 625,000 | 1,282,000 | 1,929,000 | 2,552,000 |
| Noninterest income | 255,000 | 522,000 | 494,000 | 478,000 |
| Noninterest expense | 668,000 | 1,397,000 | 2,133,000 | 2,816,000 |
| Provision for loan losses | -1,000 | 0 | 0 | 0 |
| Pretax income | 213,000 | 437,000 | 347,000 | 299,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 213,000 | 437,000 | 347,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,589,000 | 5,813,000 | 5,724,000 | 5,675,000 |
| Total capital | 6,022,000 | 6,245,000 | 6,144,000 | 6,092,000 |
| Risk-weighted assets | 34,552,000 | 34,492,000 | 33,473,000 | 33,247,000 |