Call reports 2025
D.L. EVANS BANK — 2025
What D.L. EVANS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,380,535,000 | 3,552,197,000 | 3,491,524,000 | 3,677,023,000 |
| Total loans | 1,618,156,000 | 1,692,650,000 | 1,737,498,000 | 1,753,823,000 |
| Allowance for loan losses | 21,888,000 | 22,374,000 | 22,755,000 | 23,805,000 |
| Securities available for sale | 852,799,000 | 846,267,000 | 842,613,000 | 859,691,000 |
| Securities held to maturity | 484,094,000 | 476,600,000 | 468,775,000 | 461,327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,855,810,000 | 2,954,905,000 | 2,982,879,000 | 3,143,135,000 |
| Interest-bearing deposits | 1,923,510,000 | 1,973,478,000 | 2,007,104,000 | 2,090,758,000 |
| Noninterest-bearing deposits | 932,300,000 | 981,427,000 | 975,775,000 | 1,052,377,000 |
| Equity capital | 288,612,000 | 302,390,000 | 316,583,000 | 327,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 38,840,000 | 80,291,000 | 123,593,000 | 167,265,000 |
| Interest expense | 14,492,000 | 29,752,000 | 45,204,000 | 59,664,000 |
| Net interest income | 24,348,000 | 50,539,000 | 78,389,000 | 107,601,000 |
| Noninterest income | 3,890,000 | 8,065,000 | 12,149,000 | 18,342,000 |
| Noninterest expense | 17,192,000 | 34,889,000 | 53,277,000 | 72,501,000 |
| Provision for loan losses | 0 | 600,000 | 1,100,000 | 2,150,000 |
| Pretax income | 11,046,000 | 23,115,000 | 36,161,000 | 51,292,000 |
| Income tax | 2,642,000 | 5,355,000 | 8,476,000 | 12,174,000 |
| Net income | 8,404,000 | 17,760,000 | 27,685,000 | 39,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 341,525,000 | 350,918,000 | 357,881,000 | 362,852,000 |