Call reports 2020
D.L. EVANS BANK — 2020
What D.L. EVANS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,800,598,000 | 2,106,481,000 | 2,211,263,000 | 2,428,362,000 |
| Total loans | 1,142,638,000 | 1,453,308,000 | 1,448,061,000 | 1,383,560,000 |
| Allowance for loan losses | 19,801,000 | 20,331,000 | 20,876,000 | 21,177,000 |
| Securities available for sale | 467,628,000 | 465,537,000 | 480,946,000 | 598,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,500,784,000 | 1,774,824,000 | 1,893,385,000 | 2,046,038,000 |
| Interest-bearing deposits | 940,543,000 | 1,025,292,000 | 1,080,477,000 | 1,183,961,000 |
| Noninterest-bearing deposits | 560,241,000 | 749,532,000 | 812,908,000 | 862,077,000 |
| Equity capital | 176,263,000 | 186,259,000 | 193,016,000 | 209,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 19,597,000 | 40,612,000 | 61,653,000 | 83,165,000 |
| Interest expense | 2,161,000 | 3,932,000 | 5,550,000 | 7,068,000 |
| Net interest income | 17,436,000 | 36,680,000 | 56,103,000 | 76,097,000 |
| Noninterest income | 3,123,000 | 6,940,000 | 10,883,000 | 16,024,000 |
| Noninterest expense | 13,030,000 | 27,847,000 | 41,913,000 | 57,241,000 |
| Provision for loan losses | 300,000 | 1,000,000 | 1,750,000 | 2,000,000 |
| Pretax income | 7,229,000 | 14,773,000 | 23,326,000 | 33,479,000 |
| Income tax | 1,874,000 | 3,654,000 | 5,662,000 | 7,976,000 |
| Net income | 5,355,000 | 11,119,000 | 17,664,000 | 25,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,114,000 | 172,908,000 | 179,183,000 | 195,701,000 |