Call reports 2019
D.L. EVANS BANK — 2019
What D.L. EVANS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,569,175,000 | 1,646,221,000 | 1,677,348,000 | 1,793,987,000 |
| Total loans | 1,065,366,000 | 1,127,952,000 | 1,144,922,000 | 1,141,788,000 |
| Allowance for loan losses | 18,934,000 | 18,982,000 | 19,030,000 | 19,487,000 |
| Securities available for sale | 323,492,000 | 339,507,000 | 336,487,000 | 365,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,305,041,000 | 1,367,049,000 | 1,397,827,000 | 1,475,462,000 |
| Interest-bearing deposits | 816,093,000 | 850,460,000 | 866,049,000 | 926,251,000 |
| Noninterest-bearing deposits | 488,948,000 | 516,589,000 | 531,778,000 | 549,211,000 |
| Equity capital | 149,987,000 | 158,039,000 | 164,834,000 | 168,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 18,807,000 | 38,096,000 | 57,800,000 | 77,667,000 |
| Interest expense | 1,898,000 | 3,925,000 | 6,074,000 | 8,232,000 |
| Net interest income | 16,909,000 | 34,171,000 | 51,726,000 | 69,435,000 |
| Noninterest income | 5,083,000 | 8,058,000 | 10,984,000 | 14,485,000 |
| Noninterest expense | 12,366,000 | 25,589,000 | 38,287,000 | 52,429,000 |
| Provision for loan losses | 1,000,000 | 1,000,000 | 1,200,000 | 1,600,000 |
| Pretax income | 8,626,000 | 15,640,000 | 23,205,000 | 29,873,000 |
| Income tax | 2,120,000 | 3,825,000 | 5,506,000 | 7,110,000 |
| Net income | 6,506,000 | 11,815,000 | 17,699,000 | 22,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,832,000 | 154,171,000 | 159,785,000 | 164,529,000 |
| Total capital | 162,949,000 | 169,076,000 | 174,848,000 | 179,729,000 |
| Risk-weighted assets | 1,124,008,000 | 1,187,743,000 | 1,200,546,000 | 1,211,140,000 |