Call reports 2018
D.L. EVANS BANK — 2018
What D.L. EVANS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,445,462,000 | 1,486,159,000 | 1,519,347,000 | 1,573,696,000 |
| Total loans | 948,939,000 | 999,172,000 | 1,055,227,000 | 1,079,552,000 |
| Allowance for loan losses | 15,938,000 | 16,271,000 | 16,981,000 | 17,927,000 |
| Securities available for sale | 339,676,000 | 318,626,000 | 297,833,000 | 315,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,215,184,000 | 1,228,808,000 | 1,269,397,000 | 1,302,414,000 |
| Interest-bearing deposits | 785,830,000 | 769,148,000 | 793,448,000 | 806,655,000 |
| Noninterest-bearing deposits | 429,354,000 | 459,660,000 | 475,949,000 | 495,759,000 |
| Equity capital | 128,187,000 | 131,495,000 | 135,309,000 | 142,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 15,314,000 | 31,670,000 | 49,149,000 | 67,456,000 |
| Interest expense | 1,037,000 | 2,219,000 | 3,566,000 | 5,150,000 |
| Net interest income | 14,277,000 | 29,451,000 | 45,583,000 | 62,306,000 |
| Noninterest income | 3,957,000 | 6,878,000 | 9,685,000 | 13,313,000 |
| Noninterest expense | 10,560,000 | 22,864,000 | 34,432,000 | 46,922,000 |
| Provision for loan losses | 500,000 | 800,000 | 1,000,000 | 2,000,000 |
| Pretax income | 7,174,000 | 12,717,000 | 19,893,000 | 26,754,000 |
| Income tax | 1,673,000 | 2,997,000 | 4,752,000 | 6,514,000 |
| Net income | 5,501,000 | 9,720,000 | 15,141,000 | 20,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,367,000 | 134,615,000 | 139,817,000 | 144,696,000 |
| Total capital | 143,284,000 | 148,148,000 | 154,036,000 | 159,194,000 |
| Risk-weighted assets | 1,029,821,000 | 1,079,341,000 | 1,134,795,000 | 1,156,389,000 |