Call reports 2016
D.L. EVANS BANK — 2016
What D.L. EVANS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,207,984,000 | 1,240,305,000 | 1,271,761,000 | 1,322,280,000 |
| Total loans | 753,244,000 | 791,630,000 | 823,891,000 | 835,127,000 |
| Allowance for loan losses | 14,659,000 | 14,648,000 | 14,890,000 | 15,086,000 |
| Securities available for sale | 300,203,000 | 304,722,000 | 291,435,000 | 292,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,002,220,000 | 1,022,553,000 | 1,065,182,000 | 1,092,420,000 |
| Interest-bearing deposits | 651,645,000 | 658,276,000 | 669,421,000 | 695,279,000 |
| Noninterest-bearing deposits | 350,575,000 | 364,277,000 | 395,761,000 | 397,141,000 |
| Equity capital | 111,968,000 | 116,769,000 | 118,377,000 | 117,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,598,000 | 24,827,000 | 37,507,000 | 50,307,000 |
| Interest expense | 681,000 | 1,371,000 | 2,070,000 | 2,779,000 |
| Net interest income | 11,917,000 | 23,456,000 | 35,437,000 | 47,528,000 |
| Noninterest income | 2,319,000 | 5,236,000 | 7,847,000 | 10,713,000 |
| Noninterest expense | 9,322,000 | 18,294,000 | 28,499,000 | 38,631,000 |
| Provision for loan losses | -200,000 | 0 | 200,000 | 400,000 |
| Pretax income | 5,394,000 | 10,678,000 | 14,865,000 | 19,490,000 |
| Income tax | 1,843,000 | 3,641,000 | 5,018,000 | 6,529,000 |
| Net income | 3,551,000 | 7,037,000 | 9,847,000 | 12,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,412,000 | 111,943,000 | 114,200,000 | 117,137,000 |
| Total capital | 118,906,000 | 122,794,000 | 125,432,000 | 128,667,000 |
| Risk-weighted assets | 834,699,000 | 863,697,000 | 894,269,000 | 918,286,000 |