Call reports 2015
D.L. EVANS BANK — 2015
What D.L. EVANS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,163,294,000 | 1,174,817,000 | 1,184,327,000 | 1,227,109,000 |
| Total loans | 715,306,000 | 742,999,000 | 747,921,000 | 761,159,000 |
| Allowance for loan losses | 14,406,000 | 14,291,000 | 14,571,000 | 14,779,000 |
| Securities available for sale | 308,414,000 | 300,923,000 | 304,501,000 | 305,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 945,588,000 | 949,891,000 | 968,005,000 | 1,000,549,000 |
| Interest-bearing deposits | 637,090,000 | 625,652,000 | 633,233,000 | 647,340,000 |
| Noninterest-bearing deposits | 308,498,000 | 324,239,000 | 334,772,000 | 353,209,000 |
| Equity capital | 108,851,000 | 111,583,000 | 115,040,000 | 117,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,301,000 | 24,887,000 | 36,847,000 | 49,043,000 |
| Interest expense | 904,000 | 1,700,000 | 2,423,000 | 3,126,000 |
| Net interest income | 10,397,000 | 23,187,000 | 34,424,000 | 45,917,000 |
| Noninterest income | 1,930,000 | 4,761,000 | 7,257,000 | 9,801,000 |
| Noninterest expense | 9,224,000 | 18,079,000 | 27,526,000 | 37,024,000 |
| Provision for loan losses | 0 | 0 | 400,000 | 600,000 |
| Pretax income | 3,103,000 | 10,340,000 | 14,226,000 | 18,598,000 |
| Income tax | 929,000 | 3,466,000 | 4,768,000 | 6,196,000 |
| Net income | 2,174,000 | 6,874,000 | 9,458,000 | 12,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,713,000 | 109,253,000 | 111,629,000 | 114,583,000 |
| Total capital | 114,572,000 | 119,384,000 | 121,875,000 | 125,146,000 |
| Risk-weighted assets | 783,874,000 | 805,656,000 | 814,742,000 | 840,315,000 |