Call reports 2008
D.L. EVANS BANK — 2008
What D.L. EVANS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 754,241,000 | 804,471,000 | 800,190,000 | 804,318,000 |
| Total loans | 599,823,000 | 647,939,000 | 647,497,000 | 648,572,000 |
| Allowance for loan losses | 7,690,000 | 7,856,000 | 8,016,000 | 8,654,000 |
| Securities available for sale | 92,083,000 | 89,073,000 | 89,426,000 | 92,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 616,299,000 | 638,873,000 | 669,799,000 | 681,056,000 |
| Interest-bearing deposits | 497,711,000 | 519,851,000 | 547,962,000 | 552,240,000 |
| Noninterest-bearing deposits | 118,588,000 | 119,022,000 | 121,837,000 | 128,816,000 |
| Equity capital | 64,819,000 | 65,284,000 | 67,285,000 | 68,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,088,000 | 25,931,000 | 38,708,000 | 50,958,000 |
| Interest expense | 5,113,000 | 9,749,000 | 14,379,000 | 18,768,000 |
| Net interest income | 7,975,000 | 16,182,000 | 24,329,000 | 32,190,000 |
| Noninterest income | 1,751,000 | 3,599,000 | 5,422,000 | 7,095,000 |
| Noninterest expense | 6,460,000 | 13,310,000 | 19,746,000 | 26,122,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 2,100,000 | 5,650,000 |
| Pretax income | 2,826,000 | 5,519,000 | 8,002,000 | 7,658,000 |
| Income tax | 991,000 | 1,923,000 | 2,799,000 | 2,551,000 |
| Net income | 1,835,000 | 3,596,000 | 5,203,000 | 5,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,848,000 | 65,609,000 | 67,217,000 | 67,046,000 |
| Total capital | 71,607,000 | 73,825,000 | 75,554,000 | 75,343,000 |
| Risk-weighted assets | 620,442,000 | 669,131,000 | 666,943,000 | 663,064,000 |
Machine access — free, no API key
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