Call reports 2025
FIRST BANK OF THOMAS — 2025
What FIRST BANK OF THOMAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 52,626,000 | 54,708,000 | 53,477,000 | 53,224,000 |
| Total loans | 25,314,000 | 26,270,000 | 29,358,000 | 30,286,000 |
| Allowance for loan losses | 486,000 | 501,000 | 516,000 | 531,000 |
| Securities available for sale | 5,235,000 | 5,202,000 | 5,249,000 | 5,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,478,000 | 47,290,000 | 45,768,000 | 45,375,000 |
| Interest-bearing deposits | 35,089,000 | 36,811,000 | 35,235,000 | 35,826,000 |
| Noninterest-bearing deposits | 10,389,000 | 10,479,000 | 10,533,000 | 9,549,000 |
| Equity capital | 7,111,000 | 7,351,000 | 7,632,000 | 7,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,380,000 | 2,099,000 | 2,813,000 |
| Interest expense | 227,000 | 471,000 | 713,000 | 954,000 |
| Net interest income | 425,000 | 909,000 | 1,386,000 | 1,859,000 |
| Noninterest income | 45,000 | 86,000 | 123,000 | 161,000 |
| Noninterest expense | 305,000 | 631,000 | 934,000 | 1,271,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 55,000 |
| Pretax income | 155,000 | 339,000 | 535,000 | 694,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | 339,000 | 535,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,759,000 | 7,942,000 | 8,138,000 | 8,298,000 |
| Total capital | 8,079,000 | 8,270,000 | 8,495,000 | 8,662,000 |
| Risk-weighted assets | 25,453,000 | 26,034,000 | 28,428,000 | 28,963,000 |