Call reports 2024
FIRST BANK OF THOMAS — 2024
What FIRST BANK OF THOMAS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 50,927,000 | 51,198,000 | 50,787,000 | 49,735,000 |
| Total loans | 25,190,000 | 25,320,000 | 24,472,000 | 24,427,000 |
| Allowance for loan losses | 472,000 | 476,000 | 476,000 | 476,000 |
| Securities available for sale | 7,722,000 | 7,229,000 | 7,393,000 | 5,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,082,000 | 44,100,000 | 43,295,000 | 42,337,000 |
| Interest-bearing deposits | 32,619,000 | 32,864,000 | 31,460,000 | 31,046,000 |
| Noninterest-bearing deposits | 11,463,000 | 11,236,000 | 11,835,000 | 11,291,000 |
| Equity capital | 6,792,000 | 7,031,000 | 7,410,000 | 7,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,292,000 | 1,951,000 | 2,602,000 |
| Interest expense | 207,000 | 438,000 | 662,000 | 879,000 |
| Net interest income | 414,000 | 854,000 | 1,289,000 | 1,723,000 |
| Noninterest income | 29,000 | 79,000 | 126,000 | 163,000 |
| Noninterest expense | 313,000 | 627,000 | 948,000 | 1,337,000 |
| Provision for loan losses | 57,000 | 61,000 | 61,000 | 61,000 |
| Pretax income | 73,000 | 245,000 | 406,000 | 488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 245,000 | 406,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,668,000 | 7,841,000 | 8,002,000 | 8,084,000 |
| Total capital | 7,990,000 | 8,160,000 | 8,322,000 | 8,400,000 |
| Risk-weighted assets | 25,588,000 | 25,371,000 | 25,494,000 | 25,102,000 |